Is your team struggling with student loan debt? Find out how you can help them today.

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Financial Wellness That Actually Works

SmartDollar meets employees where they are and teaches them how to budget and save for emergencies to help them weather this current storm. Employees will learn how to handle their money through this pandemic without losing hope.

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Money problems follow your employees to work.
Good news: You can help break the cycle!



Jonathan SmartDollar User

It's What We Do.

We’ve been personally impacted by what we teach, and we’re passionate about helping people change their lives.

We've Got:

25 Years

Over 25 Years of experience
providing hope that lasts

Thousands of Companies

Thousands of companies
currently using SmartDollar

Proven Plan

A proven plan that's helping
change their money habits

Ramsey Personalities

Top Names in Money

Our best selling authors and financial experts Dave Ramsey, Rachel Cruze and Chris Hogan make difficult money concepts easy to understand with short but powerful videos.

The 7 Baby Steps

Step-by-Step Plan

The 7 Baby Steps help employees make smart choices with their money, focusing on one goal at a time. With each step, employees get quick wins, building momentum to move through the plan and make lasting changes.

SmartDollar Tools

Tools to Work the Plan

With a robust set of tools that are fully integrated into the SmartDollar experience, we help employees put what they’ve learned into action, reengage and tackle each step of the plan faster.

Experience Actual Results

After the first year in the program,
SmartDollar users report an average of:

$16,200 of Debt Paid and Dollars Saved


"Culture at Costco is everything. We want to provide our team with benefits to help them in their lives."

— Donna S. | Director of Employee Benefits



SmartDollar practically launches itself!

We make it simple with our client portal, SmartCenter. We’ve built in everything you need to succeed. Plus, with reporting at your fingertips, you’ll see your team’s progress firsthand.


We'll be there every step of the way with:

  • Client Services Team Icon
    A dedicated client
    services team
  • Promotional Materials Icon
    Tailored promotional
  • Contests and Points Icon
    Contests and
    engagement points

“I don't stress about money anymore. I can honestly say this program has now turned tears into hope. I’ve changed my family tree!”

Michelle | Aldi

Ready to bring life-change to your team?
Let’s do this.

Featured In

Ramsey Solutions

For nearly three decades, our company, Ramsey Solutions, has been helping people change the way they handle their money. Our fearless leader, Dave Ramsey, spends three hours every day talking directly with our customers and sharing hope to over 16 million weekly listeners on The Dave Ramsey Show. We deliver this life-changing message through bestselling books, school curriculum and live events across the nation. Thousands of businesses all across the country have brought these same principles to their employees, making SmartDollar the leading financial wellness solution in America.