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The average person pays off $3,300 of debt and saves $5,000 in the first six months!

You don't need a six-figure income to take control of your money; all you need is a plan. More than 2.5 million people just like you have changed their lives forever and stopped the cycle of living paycheck to paycheck.

Jeff & Heather

Paid off $100k in 46 months!


Paid off $42k in 14 months!

Kirk & Hannah

Paid off $48k in 17 months!

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You'll learn how to…

Knock out

When you don't have debt, the world is your oyster. Learn how to eliminate those payments one at a time.

Retire in

Learn how to find the cash you need to retire with dignity and sock away your nest egg.

Do college
debt free

Saving for college can seem an impossible task, but if you plan ahead, you can make it happen debt free.

Jump start
your money

Everyone knows they need a plan for their money, but where do you start? We walk you through practical steps anyone can follow.

Secure your
dream home

A house is likely the biggest purchase you'll ever make. Learn the right ways and wrong ways to get your own piece of the American dream.

Demystify your
credit score

Your credit score seems like a mythical creature that no one understands. We will debunk the myths and give you the truth on credit scores.

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Learn from America's trusted voice in personal finance.

With five New York Times best-selling books and more than 8 million weekly listeners, Dave Ramsey has spent the past two decades answering questions from people just like you. Here are just a few.