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It's Your Money!
Make It Work for You.

Learn how to make the most of your money with motivating content, budgeting tools and a step-by-step plan that has helped millions.

Watch a Sneak Peek

SmartDollar is offered at no cost to you by your employer. No hidden fees or unwelcome surprises. That will never change!

This plan works.
Yep, even for your situation.

Whether you’re scared and confused about your money situation or an experienced budgeter, SmartDollar’s step-by-step plan, the 7 Baby Steps, can help you figure out where you stand and show you how to move forward. These steps can help you:

  • Pay Off Debt Faster

    Change how you think about debt.

  • Save Money

    Learn how and when to stack up some cash.

  • Prepare for Retirement

    Learn more about the different ways to invest.

“I don’t have to worry about how I’m going to cover my bills from paycheck to paycheck.”

- Kelly

Here’s what it will look like.

It’s not rocket science. It’s a no-nonsense, commonsense way to change how you handle money.

Wellness Assessment

You’ll start by taking an assessment.

SmartDollar’s plan gets to the root of most money problems: the person in the mirror staring back at you. Take five minutes to answer questions about your current money situation.

Sign Up and Start Setting Your Goals

Step-by-Step Plan

Find out where you are on the 7 Baby Steps.

Forget everything you know about money-management plans. This clear and simple plan will challenge you to change how you handle money—little by little.

Life-Changing Content

Learn the key things that you’ll need to do.

Our bestselling authors and financial experts Dave Ramsey, Rachel Cruze and Chris Hogan make difficult money concepts easy to understand with short but powerful videos. We’ll cover everything you need!

  • Paying Off Debt
  • Building Wealth
  • Saving Money
  • Preparing for Retirement

Tools & Tracking

Work the plan by budgeting and tracking your progress.

Most people know what to do with money—it’s doing it that’s tough! Our budgeting app, EveryDollar, can help you take control of your money. Work the plan with all the tools that are part of SmartDollar to help track your progress.

  • Emergency Fund Planner
  • R:IQ Tool
  • Debt Snowball Tool
  • EveryDollar Budgeting App

It actually works!

After their first year in the program, SmartDollar users report an average of

of $16,200 of Debt Paid and Dollars Saved

It starts with you!

We’re just here to help. Sign up and take the assessment to get started.